Being involved in a road accident that was not your fault can be a horrendous experience. Being involved in a road accident with an uninsured driver that was not your fault is an even more distressing and scary experience. If you are were injured in the crash it is a worry not knowing if you will get the compensation to rebuild your life. Stop worrying, here at Ashley Ainsworth we specialise in getting the victims of uninsured and untraced drivers the compensation they deserve.
What is the MIB?
The MIB (Motor Insurers Bureau) was established in 1946 to compensate the victims of uninsured and untraced drivers in the UK. It is funded by all motor insurance companies and has an agreement with the government. Anyone can make an MIB claim, although we recommend you seek the help of a specialist such as Ashley Ainsworth, as the process can be complicated.
Around 23,000 people are injured by uninsured drivers every year in the UK. These people have the same right as any other innocent accident victim to seek compensation for their duress. It is not just other car drivers who are entitled in this way, cyclists, pedestrians and passengers can all make claims against an uninsured driver.
What to do if you are involved in an accident with an uninsured or untraced vehicle.
Some people are unsure of what to do if they are involved in an accident, so here is a list of things to do if possible.
Details of the vehicles involved – take the details of the other vehicle if possible even if it leaves the scene quickly. The car model/make/colour and registration number are all crucial pieces of information in an MIB claim.
Details of other driver – If the other driver stops, ask for their details such as name and address.
Get witness details – Get the details of any witnesses to the accident who can back up your version of events if liability is disputed.
Notes and photos – Take notes of the accident, and photographs of the damage caused and the accident scene.
Inform the police – It is crucial to report the accident to the police (if they are not already involved) if the other driver leaves the scene, admits they have no insurance, are not permitted to drive the car or are acting suspiciously.
Get medical assistance – If you are injured in any way – no matter how minor you think it is – then seek professional medical attention immediately.
Get legal help – Get the help of uninsured/untraced claim specialists such as Ashley Ainsworth who will make sure your claim to the MIB runs smoothly.
Making an MIB claim
Making an MIB claim through Ashley Ainsworth is easy and stress-free. We use our years of knowledge to ensure you get the maximum amount of compensation possible.
Call 08000 93 33 93 or contact us now and talk to one of our team about your injury.
Read some examples of successful Motor Insurance Bureau claims at Ashley Ainsworth here.